Meet T. Lane, an African American woman who worked as a collections agent for more than 15 years and has now authored a book called Secrets the Finance Industry Don’t Want You to Know About. In her new book, she reveals how to legally and effectively handle angry or aggressive debt collectors when they call.
Using her book, she wants to help as many people as possible who are not in a financially secure position. According to CNN, 1 in 3 U.S adults have debt in collections, and 71 million adults have debt collections reported in their credit file. It’s sad to say, but after this pandemic, those numbers are predicted to skyrocket.T. Lane comments, “Collection agencies are talking to a lot of people every day, and if those 71 million consumers do not know what to say, when to say it and how to say it, unfortunately, they are already on the losing end of the spectrum.”
She says that she is an expert on the topic of collections, and she delivers a 1-2 punch combo with her latest release. The book is truth-telling and allows the reader to be a fly on the wall of a collector’s cubical.
She adds, “The finance companies have already figured their losses just in case the loan goes bad. They collect more interest at the beginning of the loan; this way, if the loan goes bad, they have already made their money from you. Big finance knows this all too well. They have researched how consumers pay, and if the loan does default, they know exactly when it will occur.”
For more details about T. Lane and/or to purchase her book Secrets the Finance Industry Don’t Want You to Know About, visit MooresPublishingHouse.com
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